Impact of Risk Management Strategies on Financial Risk Mitigation in a Volatile Context in Mozambican Commercial Banks: A Case Study of Banco Beta (2022-2024).
Keywords:
Palabras clave: Gestión del riesgo financiero, volatilidad económica, estabilidad financiera, mitigación del riesgo, resiliencia organizacional, economía emergente., Keywords: Financial risk management, economic volatility, financial stability, risk mitigation, organizational resilience, emerging economy.Abstract
This study examines the financial risk management strategies adopted by Banco Beta in Mozambique between 2022 and 2024, within a context of heightened economic volatility. The research identifies the main financial risks faced by the banking sector, including exchange rate instability, inflation, financial market fluctuations, and macroeconomic uncertainties. Additionally, it analyzes the mitigation measures implemented to ensure financial stability and organizational resilience. Using a qualitative and quantitative approach, this study evaluates the effectiveness of the strategies applied by Banco Beta and their adaptability to a dynamic economic environment. The results contribute to the development of best practices in financial risk management in emerging economies, as different types of risks have been observed each year, arising not only from economic instability but also from natural disasters.
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